The fastest way to buy a car with a loan: Buy a car in installments with a credit card

In life, we all have our eyes on the car we like, but we often can’t get it because we have no money, but If you have a credit card, you can get the car of your choice quickly and easily. Next, I will introduce to you the fastest way to buy a car with a loan, which is to buy a car in installments with a credit card.

1. The process of buying a car by credit card installment is simple:

1. The cardholder chooses the car of his choice, but the car he chooses must meet the conditions for credit card installment application;

2. Fill out the application form for installment car purchase and submit relevant information as required by the bank, generally including application form, assets, credit status, personal income certificate, etc.;

3. Bank staff will review the application

4. After passing the review, sign an agreement with the borrower;

5. The bank will sign a car installment purchase contract with the cardholder and handle the car mortgage registration procedures. etc.;

6. The cardholder pays the down payment and successfully picks up the car.

2. The time to buy a car by installment with a credit card is fast:

Under normal circumstances, the entire process from submitting the application to handling the home mortgage and finally swiping the card to apply for the installment will only take about a week at the fastest. time. It is also recommended that those who are planning to buy a car in installments set up the automatic repayment function for their credit card, which is very convenient.

How to buy a car with CCB credit card

If customers need to apply for car purchase installments with CCB, they can apply for car purchase installments through the following methods:

1. Through CCB outlets, Cooperating dealers handle the car purchase installment business;

2. Log in to the "China Construction Bank" mobile banking and register your intention to handle the car purchase installment through "Credit Card - Card Service - I Want Installment - Car Purchase Installment", and there will be a full-time CCB representative in the follow-up Contact the account manager to handle the car purchase installment business.

(In case of business changes, please refer to the actual situation.)

What should I do if I buy a car by installment payment with a credit card? What is the process?

Nowadays, many banks offer credit card installment payment services for car purchases. Compared with purchasing a car from a 4S store, the cost will be lower. I suggest that friends who want to buy a car, if they have a credit card, may wish to choose this option. This way, today I will briefly introduce how to use credit card installment payment to buy a car.

Warm reminder: Car models purchased with credit card installments do not include second-hand cars and business cars.

1. Credit card installment car purchase process:

1. It must be a special dealer designated by the bank. Consumers should check the official website of the bank before buying a car and choose a car. For the make and model, call the dealer or go directly to the dealer to fill out the application as required.

2. To make an appointment online, it is best to call in advance to communicate with the staff of China Merchants Bank and check whether there is loan qualification and amount;

3. Wait for the bank staff to assist with the process and prepare Relevant information (ID card, credit card, employment certificate or real estate certificate, etc.);

4. Submit relevant information to the bank and wait for review;

5. After passing the review, pay the down payment After applying for insurance, you can wait for the loan to be released and you can pick up the car.

2. Basic conditions for buying a car by credit card installment payment

The conditions that need to be met to buy a car using a credit card are very simple, because consumers who hold a credit card have already passed the bank’s third It is reviewed together, so as long as the credit card is used normally and has no bad credit record (overdue, frozen, suspected of cashing out), etc., it is relatively easy to apply.

1. Persons in mainland China;

2. Natural persons with full capacity for civil conduct;

3. Aged between 18-60 years old;

Detailed explanation of the process for installment car purchase with China Merchants Bank credit card in five simple steps to easily pick up the car!

The China Merchants Bank credit card installment car purchase service is a car loan business for China Merchants Bank credit card holders. If the business is successful, you can pick up the car as long as you pay the corresponding down payment. So what is the process for installment car purchase with China Merchants Bank credit card? The China Merchants Bank credit card loan car purchase process has been compiled into a very simple five steps. As long as you follow this process, you can easily pick up the car.

Second step: Select the vehicle in the offline store to handle the installment purchase business

The cardholder holds a valid ID and selects the vehicle he or she wants to purchase at a car dealer store that cooperates with China Merchants Bank car model, and then submit the car purchase application in installments

Step 3: Fill in the car purchase order

After confirming the car model, you need to fill in the car purchase order, and the order is successfully submitted to China Merchants Bank The order will be verified in the background

Step 4: After passing the review, pay the down payment, apply for the license plate, buy insurance, and handle the mortgage procedures

After passing the review, the cardholder needs to pay to purchase the vehicle The down payment is usually 20-30 yuan of the net car price. At the same time, it is necessary to apply for a license plate, purchase insurance, and go through mortgage procedures. Some customers do not need to apply for a mortgage.

Step 5: The loan review is passed, and the cardholder can pick up the car

After the loan review is passed, the cardholder can pick up the car at the car dealer store as long as he completes the loan procedures.

The simple process for car installment purchase with China Merchants Bank credit card is basically here. I would like to remind everyone that the car installment amount is determined by personal credit and credit card usage, so the loan amount may be low. In this case, the cardholder will need to pay more down payment to successfully handle the business. In order to increase the loan limit, it is recommended that users who apply for installment car purchases with China Merchants Bank credit cards try to submit some proof of financial resources.

That’s it for the introduction of how to buy a car in installments with a credit card.