There is no direct impact. If you meet the credit card application conditions, you can try to apply for the Agricultural Bank of China credit card personal card. Cardholders must meet the following application conditions: (1) Over 18 years old and have full capacity for civil conduct. natural person. (2) The credit record is good and complies with the relevant regulations of our bank on credit card credit management. (3) Have legal, sufficient and stable income or assets. (4) Have a fixed residence, stable job, or stable business location within the country. (5) If credit is granted based on application scores, the application scores must meet our bank’s minimum requirements. Individuals over 14 years old can apply for a supplementary credit card from Agricultural Bank of China with the consent of the main cardholder.