Hello, the amount of your RMB bill is a negative number, which means you have overdeposited to your credit card. The extra amount deposited can be used to offset the amount of your next credit card bill.

The expiration date for recorded credit card transactions in each bill is called the "bill date". The due date for repayment is generally around the 18th day after the bill date (as shown on the bill). The repayment grace period is 3 calendar days after the due payment date.

The billing dates of different cardholders may be different. For example, if the billing date is the 25th of each month, then each bill will record all transactions entered from the 26th of the previous month to the 25th of this month. The corresponding final repayment date is the 13th of the following month. Consumption on the 25th is generally not recorded until the 26th, and will be included in the next period's bill.

The difference between issued bills and unissued bills:

Example: If the bill date is the 5th of each month, the issued bills are recorded from the 5th of the previous month to the 4th of this month. (including the 4th), transactions after the 5th (including the 5th) of the month will be classified as unbilled, and repayments will be made first if the bill has been issued, and then if the bill has not yet been issued. During this period, as long as the account limit is sufficient and the card status is normal, you can Keep using your credit card.

The available limit is the total limit of your credit card that can be used for overdraft.

The cash withdrawal limit is the amount that can be withdrawn by a credit card. Relevant fees will be charged for cash withdrawals by credit card.

If you still have questions, you can add "QQ" or "WeChat" to experience the "Micro Customer Service" platform functions, or you can consult with manual service over the phone.

Method 1: Search for "4008205555" among QQ business friends and add "China Merchants Bank Credit Card Center" as a friend; or search for the number "cmb4008205555" on WeChat and follow China Merchants Bank Credit Card Center.

Method 2: If you are troublesome, please call the credit card customer service hotline 8008205555 (fixed phone calls only) or 4008205555. Card holders please directly enter the ID number and query password and select "9" to enter manual service. Customers without a card holder Please select 3# to enter manual.