If you want to apply for installment for the amount you have already consumed, please apply for bill installment. It is recommended to apply through the Palm Life client (the application is not 100% successful, please refer to the review results). 1. Download, install and log in to the China Merchants Bank Mobile Life Client. Swipe down on the "Selected" page and click to enter "Financial Installment"; 2. Enter the "Financial Installment" interface and select "Bill Installment"; 3. Enter the installment interface, pull the slider or directly enter the installment amount, and check the installment Number of installments, click "Preview Order" to preview the installment order; 4. Confirm the installment amount and number of installments, and click "Submit" to complete the installment.