Bank credit card centers, consumer finance companies, and third-party collection agencies.

1. Bank Credit Card Center: Bank Credit Card Center usually sets up a special collection department to collect payments from customers with overdue credit cards.

2. Consumer finance companies: Consumer finance companies will also set up collection departments to collect collections from customers who have overdue repayments.

3. Third-party collection agencies: In addition to banks and consumer finance companies’ own collection departments, there are also some independent third-party collection agencies. They accept the entrustment of banks, consumer finance companies and other institutions to handle overdue debts. The customer collects the debt.