When ordinary workers apply for a credit card, the bank generally requires the card applicant to have a stable job and a fixed income, but whether the application can be completed depends on the review of the credit card center.
The methods and steps required to apply for a credit card are:
1. First, to apply for a credit card, you need to bring your personal identity document, go to the counter of the local bank to handle relevant banking services, and fill in the relevant Apply for a credit card;
2. The age when applying for a credit card must be within 18-65 years old. It is not acceptable if you are too young or too old;
3. When applying for a credit card, , you also need to have a stable career and related income, so that you have the ability to repay the amount;
4. At the same time, you also need to have good credit, which indicates the ability to repay. , credit is very important. Generally speaking, good credit can improve your credit value. If the credit card is not repaid on time, it will cause your credit score to drop significantly;
5. Apply for a credit card You need to provide copies of the front and back of your resident ID card, or other valid documents to complete the registration.
Hello, of course you can apply. Applying for a credit card has little to do with social security. The detailed application information is as follows:
1. Proof of identity: usually an ID card (if you use It is a new version of the ID card, and a copy of the front and back is required), and military personnel need to provide a copy of the military ID card;
2. Work certificate: It can be the original work certificate issued by the unit where you are employed (please indicate the specific company name, department, position and income, and stamped with the company's official seal or personnel seal), or a copy of the original and marked work permit/plate that has been verified by the promoter;
3. Proof of financial resources: it can be a bank representative Salary records, income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other materials that can prove your financial level.
4. Other documents available for reference include: social insurance personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.
The most important conditions for applying for a credit card are:
①Being 18-60 years old;
②Having a stable job and income;
< p>③The necessary application documents are copies of identity certificates and work certification documents;④Provide other financial documents.