ECT is divided into two types of cards, one is a charge card (that is, a bank credit card), and the other is a stored-value card (special card). The former can be used to pay for other purchases, but the latter cannot.

If it is an ETC credit card, you can make purchases and withdraw cash by swiping the card, because ETC is just a function attached to the credit card. The specific use is the same as that of the credit card, except that it has an additional ETC function. Compared with ordinary credit cards, it has more ECT functions.

Extended information:

ETC is a non-stop electronic toll collection system. The ETC dedicated lane is for vehicles equipped with ETC on-board devices and uses electronic toll collection. ETC (Electronic Toll Collection) non-stop toll collection system is currently the most advanced road and bridge toll collection method in the world.

ETC is a fully automatic toll collection system that communicates with the microwave equipment in the ETC lane through "vehicle electronic tags + IC cards" to enable vehicles to pay highway tolls without stopping.

The Sutong electronic tag is a vehicle-mounted device issued to the public by a company that records vehicle information and communicates with special equipment installed in the ETC lane. The speed pass electronic tag must be used in conjunction with the speed pass card to enable non-stop traffic in the ETC lane.

Reference materials: ETC credit card-Baidu Encyclopedia