1. What is CITIC Little Gold Card? CITIC Little Gold Card is actually a joint debit card jointly developed by China CITIC Bank and JD Finance, not a credit card. In fact, JD Finance launched China’s first small gold card in 2017. The CITIC Little Gold Card is an “open bank” jointly developed by CITIC Bank and JD.com.
2. How to apply for CITIC Little Gold Card? CITIC Little Gold Card is an online application. Users log in to JD Finance APP and directly search for CITIC Little Gold Card to enter the application page. When applying, you need to fill in your name and ID number. After the application is approved, the card will be sent to the user by mail. The user can also check the application and mailing progress through the APP. However, it should be noted that the CITIC Little Gold Card requires users to bring their card and ID card to a CITIC Bank outlet, and can be successfully activated and used after being interviewed by bank staff. The activation process is relatively fast.
3. What are the uses of CITIC Xiaojin Card? After the card is activated, users can set a minimum account balance of no less than 1,000 yuan. The excess balance will automatically enjoy the relevant functions and services of the financial product "Xinjin Pot" . Users can check the card balance and the expected income of financial products through JD Finance. At the same time, CITIC Xiaojin Card also has various functions of ordinary savings cards, and can be used for online and offline consumption, withdrawals, etc. Card printing and mailing are free, and there are no account management fees or SMS notification fees. In addition, handling fees for the first two inter-bank and intra-city deposits and withdrawals per month, as well as transfer fees through online banking and mobile banking channels, are waived. I hope the above content about whether CITIC Little Gold Card is a credit card will be helpful to everyone. Warm reminder, financial management is risky, so investment needs to be cautious.