Construction Bank Credit Card (regular card, gold card), if you make 3 purchases with the card (no limit on the amount) in each card-holding year, the annual fee will be waived. If the conditions are not met, the annual fee will be charged on the next card-holding year. The card is charged annually and will not be refunded after collection. The annual fee for regular cards is 80 yuan per card per year, and the annual fee for gold cards is 160 yuan per card per year.

Construction Bank Credit Card (Standard Platinum Card), if you make 10 or more purchases (no limit on the amount) in each card-holding year, the annual fee for that year will be waived. If the conditions are not met, the annual fee will be charged in the next card-holding year. , no refund will be given after collection. The standard platinum card annual fee is 580 yuan per card per year.

Bank card annual fee

Nowadays, most bank cards, including savings cards (debit cards) and credit cards, charge annual fees. A specified amount of fees is deducted from the corresponding account, called the annual fee. Usually credit cards have higher annual fees, and different types of credit cards also have different annual fee regulations. You need to check the regulations or agreement terms of the relevant bank. Banks may also waive annual fees for certain special customers or when certain conditions are met. The annual fee for an ordinary debit card is generally 10 yuan/year. Some cards, such as salary payment, provident fund accounts, etc., are free of annual fees. There are also many joint-stock banks that offer free admission.

Banks that currently have no annual fee: Minsheng Bank, Bank of Nanjing, Hua Xia Bank, Industrial Bank, CITIC Bank, China Everbright Bank, Shengjing Bank, etc. In addition, the Postal Savings Bank of China charges an annual fee of 10 yuan per year in Fujian Province and Zhuzhou, Hunan Province, and no annual fee is currently charged in other regions.

Reference materials: China Construction Bank - Announcement on the change of annual fee preferential policy for standard platinum card series products, China Construction Bank - China Construction Bank's relevant explanation on the annual fee of Dragon Card Platinum Credit Card, Baidu Encyclopedia - -Annual fee