Hello, 1. If you need to cancel the credit card application process, or have any objection to the application card, you can call the customer service hotline 4008205555 and select 3# 1-3 to manually try to confirm further (online operation cannot be cancelled).

You can open a credit card without a card. There is usually an annual fee. The details of the annual fee need to be further verified according to your credit card type. Some credit cards are free of annual fees. I suggest you contact the credit card staff and go to the credit card-free customer bank to check your credit card-free annual fee.