Credit card jinpu card is processed through the counter of the outlet (it takes about 30 days); Online application or mobile phone application (about 7 working days). Platinum credit card (outlets only, it takes 10 working days). After the application is approved at the outlet or online, there will be SMS notification, and SMS will not be rejected. You can call the credit card service hotline 4006695599 or 021-61195599 for enquiry.