"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Internet bank Weizhong Bank in China for WeChat users and mobile QQ users. It was launched on mobile QQ in May 215 and on WeChat in September. Micro-loan only supports the use of bank cards to complete the repayment operation, and cannot be repaid directly with change. In addition, micro-credit does not support repayment by credit card, nor can it be bound by credit card. If you want to repay, you need to deposit enough repayment amount in the bank card as soon as possible, and wait for the system to automatically deduct the money, or repay manually. Manual Repayment As long as you enter the micro-loan, just click Repayment.

1. The "micro-loan" adopts the official invitation system. At present, the invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and the "WeChat payment" of WeChat, and can get a loan amount of up to 2, yuan.

2. "Micro-loan" products are positioned as Internet micro-credit products, with loan amount below 2, and loan interest rate lower than that of general credit cards.

3. "Micro-loan" is the first batch of customer orientation users who are most suitable for "micro-loan" through the "white list" mechanism, mainly in Weizhong and Tencent. Next, Weizhong Bank will go online with QQ wallet and WeChat wallet. [1] "Micro-loan" adopts the user invitation system, which randomly selects white-listed users from users who meet the current credit conditions and invites them to use the products.

4。 "micro-loan" borrowing steps

(1) Users only need to bind the bank card, and they can click "borrow money" with one click. The system will judge the personal credit situation within a few seconds and give a certain amount. Users can complete the loan online without any collateral and fill in the information according to the corresponding prompts.

(2) Users only need to click "borrow money" in the "wallet" entrance of QQ and WeChat, and the system will judge the personal credit situation within a few seconds, and give the loan amount ranging from 5 yuan to 2, yuan. Users can complete the loan within 3 minutes without any collateral and fill in the information according to the corresponding prompts. After borrowing money, it can be settled in advance at any time, with daily interest.

(3) On May 15th, 215, "Micro-loan" was officially launched on mobile QQ, and it landed on WeChat on September 14th. Invited users can find "Micro-loan" in "WeChat-Me-Wallet" or "Mobile QQ- Me -QQ Wallet-Fund Management".