1. The bank can check whether the account is a payroll account through its own system, whether there is any capital flow, and cannot forge it;

2. The purchase of funds, government bonds and corporate bonds requires the original ID card to be entered into the system, which can be verified by the banking system and cannot be faked;

3. Through the high-limit credit card and high-end membership card number of other banks, banks can retrieve your personal information from other banking systems, and cannot falsify it;

4. The copy of the personal income tax payment certificate for the last three months can be forged, but the bank will require the original and cannot forge it;

5. Social insurance is not based on withholding vouchers, but on social security information queried online, so it cannot be forged;

6. The official payroll or income certificate issued by government agencies and enterprises in the last three months can be forged, but if the bank inquires about your social security online or investigates your unit by telephone, or even goes to your unit in person, it can identify the authenticity;

7. A copy of the ownership certificate can be forged, but the bank will verify the original and can identify the authenticity;

8. The copy of the bank's time deposit certificate/passbook can be forged, but the bank can query your account information through the system and can also identify it.