After overdue repayment, you can still apply for a China Merchants Bank credit card, but success depends on many factors.

1. Conclusion on credit card application:

Being 10 days overdue will not directly lead to failure of credit card application, but other conditions still need to be met.

2. Factors affecting credit card application:

a. Personal credit record: The bank will evaluate the applicant's credit status, including credit report, debt situation, etc. Overdue records may have an adverse impact on credit evaluations.

b. Repayment ability: Banks will pay attention to the applicant's repayment ability, including income, fixed expenses, etc. Ensuring you have sufficient repayment capacity can increase the likelihood of your application being successful.

c. Overdue duration and frequency: Long overdue duration or frequent overdues may increase the bank’s risk perception of the applicant, thereby reducing the possibility of approval.

3. Summary:

Although being 10 days overdue may have a certain impact on credit card processing, the final result depends on many factors, including personal credit history, repayment ability, and overdue Duration and frequency, etc.

4. Extended information (assumption based on insufficient information):

If you have other excellent credit records, being overdue for 10 days may have less impact on the application. In addition, you can learn more about the credit card application conditions and approval process by communicating with China Merchants Bank customer service or website.