It usually takes more than 6 months for ICBC credit card SMS invitation to withdraw cash. If the credit card applied by the user has been used for more than 6 months, there is a certain chance of receiving a cash withdrawal message. If the user's credit information is good, the probability of quitting after being invited is relatively high, but in fact it is subject to the audit results of ICBC.

Of course, it is normal for some users to take a year or more to receive the invitation to withdraw the SMS. ICBC will send short messages according to users' usage.