Banks with better credit card development: China Merchants Bank is the first bank with a high quota, so it is easier to apply for a gold card. The most important thing is that the integral activity is good, and other activities are often launched. In addition, online banking is very convenient to handle and use. Convenient repayment.

Secondly, Guangfa Bank, for the same reason, has few activities and needs to pay attention to the website. Convenient repayment.

Excellent small bank: I have to say CITIC Bank. I don't know what other areas are like. 9 yuan films are often held in Beijing (only six times). The movies I watched in the past two years started in 9 yuan (the original price ranged from 70- 1 10), and there are many other activities that are worth one. However, the amount is average, and repayment is inconvenient (Raqqa is preferred), and online banking is also inconvenient. But the cards are all beautiful. It is important not to apply for CITIC's American Express card, because it is bound to pay an annual fee.

Everbright Bank, with a high quota, can apply for a half-year quota adjustment, generally increasing by 1 times. The best thing is that the way to send points is very cool, often several times, and online transactions are also counted as points, which is the only one in China. Repayment is inconvenient, online banking is convenient, but 300 yuan is not so cool.

The most important condition for applying for a credit card is that you 18-60 years old and have a stable job and income. The necessary application documents are copies of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.

The specific application materials are as follows: 1. Proof of identity: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and soldiers need to provide a copy of their ID cards;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.