1. Report the case to the police immediately and provide relevant evidence and information.
2. If you have a loan relationship with others and use a credit card with the consent of the other party, it is a civil dispute, and you should bring a lawsuit to the court and ask the other party to return the arrears.
First of all, you should repay the credit card debt in time, and then negotiate with the other party to recover the debt. If there is malicious overdraft, it may involve criminal responsibility.
If you don't pay off the arrears, you will have to bear the extra expenses such as overdue interest and late payment fees. Therefore, it is more cost-effective to file a civil lawsuit directly through the court and ask the other party to return the credit card and pay off the overdraft amount.
5. Cardholders can also negotiate with the bank to extend the term to avoid interest accumulation, or use the minimum repayment function to reduce the burden.
In short, in the face of credit card theft and non-repayment, we should be cautious to avoid causing greater economic losses.
Is it legal to swipe a credit card after divorce?
Illegal. After divorce, there is no relationship between the two parties in principle, and the property belongs to the other party. If the other party uses the credit card without consent, which has violated the property rights of both parties, you can call the police and repay the money brushed by the other party as a debt. If an unknown person steals a customer's credit card, he may commit the crime of credit card fraud in criminal law. If the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years and fined not less than 200,000 but not more than 200,000.