Open Jingdong Baitiao can be closed. The operation steps are as follows:

Operating environment:

Brand model: iPhone13

System version: iOS15.4

App version: v6. 2.90

1. Open JD Finance on your mobile phone.

2. Click the "White Strip" option on the home page.

3. Click "Quota Management" at the top of the Baitiao page.

4. Find the "Settings" option below and click to enter.

5. Find "Account Security" and click to enter.

6. In account security, there are two options, lock Baitiao account and cancel Baitiao account. The function can be turned off by locking the account and can be turned on at any time. After logging out of the account, you need to re-open Baitiao before you can use it.

"JD Baitiao" is the industry's first Internet credit payment product, allowing users to enjoy the consumption experience of "consume first, pay later, real-time approval, and installment as you wish". It has quickly become an industry model and laid the foundation for JD. Finance’s position as a leading brand in the consumer finance industry.

In terms of positioning, "Jingdong Baitiao" is a credit payment service that uses big data to conduct credit assessment and provides users with high credit ratings and consumer needs. Users can enjoy use-now-pay-later and installment shopping services on JD.com for up to 24 installments. Bills can also be paid in installments and with minimum repayments, and the interest rate is lower than that of bank credit cards. JD Financial Consumer Finance has over 100 million users.

Since then, "Baidiao" has also opened up O2O (Jingdong Daojia), global shopping, and product crowdfunding within the JD system. Later, it gradually covered areas such as rentals, tourism, decoration, education, and weddings. The credit purchase service extends to the provision of credit consumption loans, covering more consumption scenarios and providing credit consumption services to more consumers.

JD Baitiao’s service scenarios have gradually expanded, and it has cooperated with nearly ten million online and offline merchants, covering the life and entertainment, business travel, education and training, communications and leasing industries. Cooperating with banks to jointly brand the electronic account "Baidiao QuickPass", using NFC technology to expand Baitiao payment offline, and further broadening the usage scenarios of Baitiao payment by binding WeChat payment.

In addition to the convenience of payment and installment payment, Baitiao has launched an official creative product store - Time Grocery Store, adhering to strict aesthetic and quality standards to create and select a variety of beautiful and interesting daily necessities for users. , work with young people to establish a healthy and quality life attitude.