The ways to exchange phone charges with CCB credit cards are as follows:

1. First, open the mobile phone desktop, find the browser of the mobile phone desktop, and click to enter the browser.

2. After that, enter "China Construction Bank Points Redemption" in the search box of the browser interface where the system automatically jumps, and then click the corresponding "Search" program option on the right.

3. After that, the system will automatically jump to the search list of "China Construction Bank Points Redemption", and find "CCB integral mall" official website in the open search list. There are many options at the corresponding bottom of this website. Find the "Select Card Voucher" program option, and click to enter the "Select Card Voucher" program option.

4. After that, the system will automatically jump to the interface of China Construction Bank's points exchange, in which there are 1 yuan phone charges exchange and 5 yuan phone charges exchange. Select the phone charges you want to exchange and ensure that China Construction Bank has enough points, then you can exchange them accordingly. Here's an example to exchange the phone bill in 5 yuan, and click on the points below corresponding to the phone bill in 5 yuan to display.

5. After that, the system will automatically jump to the program interface of the phone bill exchange, and find the program option of "Redeem Now" in this interface. If the points are enough, the phone bill can be successfully exchanged.