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Hello, my credit card limit is 10000 yuan, and I want to buy two mobile phones. The total price is 13000 yuan, which is not enough.
Hello, the fixed available amount equivalent to the total amount of goods in installments will be frozen at one time, but only one installment is needed for repayment. For every repayment, the line will be restored once, not once.

If it is impossible to apply for installment due to insufficient quota, the following methods are suggested: (1) Apply for increasing the fixed quota; (2) If the amount is insufficient, the installment transaction is completed by depositing the corresponding amount of money (that is, overpaying the installment); This requires manual application. (3) Pay part of the money to the merchants in cash or other ways to reduce the installment amount; (4) Call to apply for bill installment after one-time payment, but the bill installment requires corresponding handling fees. Whether the application is approved or not is subject to the comprehensive evaluation results of our bank.

If you have any questions, please open the homepage of China Merchants Bank in www.cmbchina.com and click "Online Customer Service" in the upper right corner to enter the consultation.