Any bank will do.
2. Can Minsheng Bank make provident fund loans?
Yes, you can.
Provident fund loan conditions:
1, housing provident fund has been continuously deposited for more than half a year, years before application;
2. There are no outstanding provident fund loans;
3. Have a residence certificate;
4. Have a stable job and the ability to repay the loan principal and interest.
3. Which banks can make provident fund credit loans?
Hi! Hello, I'm a loan officer in Zhengzhou. Thank you for inviting me. Let's look at this question: which banks can make provident fund credit loans?
Many people only know that provident fund can be used to buy a house, but they don't know that provident fund can also apply for credit loans.
In fact, every bank has provident fund credit loans. Here, the loan officer simply sorted out some of the most common products on the market.
Construction Bank: principal before interest or principal before interest, up to 300,000 yuan;
Bank of Ningbo: Interest before capital, with a maximum amount of about 500,000 yuan;
Shanghai Pudong Development Bank: interest before capital, up to about 500,000 yuan;
Agricultural Bank of China: interest first, principal later, and NetJet loan amount is 3,000-300,000 yuan;
Ping An Bank: equal principal and interest, with a quota of 500,000;
Minsheng Bank: the credit line of Minsheng Bank's provident fund, and individuals can apply for a maximum of 500,000 yuan; The longest loan period can be applied for 3 years.
China Merchants Bank: You can apply for a loan of 20 times the annual deposit of the provident fund of the loan applicant; But the maximum does not exceed 300,000 yuan;
Postal Bank: the principal after interest is 300,000,500,000;
Bank of Zhengzhou: Interest first, then funds, with a quota of 300,000 yuan;
Pearl River Bank: interest first, capital later, with a quota of 300,000 yuan;
Rural commercial bank: interest first, capital later, with a quota of 300,000 yuan;
China CITIC Bank: interest first, then capital, with a quota of 300,000 yuan;
Bank of China: equal principal and interest, with a quota of 300,000 yuan;
Industrial and Commercial Bank of China: equal principal and interest, with a quota of 300,000 yuan;
There are too many, so I won't list them here.
I am a loan officer in Zhengzhou, a teasing loan officer. In Zhengzhou, if you have a series of problems such as buying a house, transferring ownership, financial mortgage, existing home mortgage, bank credit, etc. , you can consult me. Come with me if you like!
4. Can Minsheng Bank make provident fund loans?
Many banks can make provident fund loans, and Minsheng Bank can also make provident fund loans, but users' income, debt assets and credit information must also be audited before they can apply for provident fund loans.