To apply for a credit card limit of 200,000, you need to apply for a platinum card.
Credit cards have different credit limits according to different grades. Generally, the credit limit of ordinary cards is less than 1000 yuan, that of gold cards is less than 50,000 yuan, that of platinum cards is more than 50,000 yuan, and that of unlimited cards is one million yuan. To apply for a credit card limit of 200,000, you must have a platinum card level or above. Unlimited cards are owned by a few high-end people.
Applying for a credit card limit of 200,000 requires mastering application skills.
1, working conditions: industries with high stability can get extra points. For example, civil servants, teachers, doctors and some employees with good welfare benefits, fashion industry and media people will get higher scores because of their strong spending power.
2. Economic ability: You can get a relatively high rating if you have a large deposit certificate and a reliable certificate of high income in the issuing bank.
3. Technical titles: Relatively speaking, people with titles such as engineer, economist, accountant and excellent teachers at all levels can often get extra points.
4. Education status: There is no difference in the credit rating of bachelor degree or below, and the rating of graduate degree or above will be higher.
5, marital status: married will be better than single, and the family is relatively stable in all aspects.
6. Personal housing: you can get extra points if you have a room under your name.
7. Credit record: A good credit record is the basic condition for applying for a credit card.
Summary: How to apply for a credit card limit of 200,000? In addition to the above work, the applicant should also prepare the materials and go to the bank counter in person. It is impossible to apply for such a high credit card through the internet.