If you hold our dual-currency credit card, there are two credit card limits overseas, one is UnionPay, and the other is MasterCard, VISA or JCB. Swipe your card on UnionPay online and settle directly in RMB; If you swipe your card on MasterCard, VISA or JCB international routes, it will be settled in US dollars, and the exchange fee of 65438+ 0.5% of the transaction amount will be charged for each transaction (if your consumption place is settled directly in US dollars, no exchange fee will be charged). After the bill is settled, you can open the function of purchasing foreign exchange and repay your dollar bill in RMB. When you actually spend money, you can ask the merchant whether there is a UnionPay POS machine (credit card swiping machine), which is convenient for you to choose the credit card limit.
Response time: September 22nd, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.
[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.
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