When applying for a credit card at Hua Xia Bank, generally after submitting the application materials, the local branch will first conduct a preliminary review of the materials. After passing the preliminary review, the materials will be sent to the Hua Xia Credit Card Center for review. The card center will send a text message after receiving the materials. A notification will be sent to the mobile phone reserved by the applicant, and the normal review time is about 30 days.

The review process of Huaxia Credit Card is roughly as follows:

After the applicant submits the credit card application materials, the local branch will conduct a preliminary review, which usually takes about 1-2 weeks. After the preliminary review is passed, the It will be sent to the card center for re-examination, so after submitting the materials, since there is a 2-week preliminary review time, it may take a longer time to send the materials to the card center after passing the preliminary review.

Under normal circumstances, the normal review time is about 15-30 days. The applicant will be notified by SMS whether the review is passed. If the review is passed, the credit card will be sent by registered mail within 2 working days. It usually takes 1-2 weeks to receive it.

In general, it takes about a month from submitting the application to getting the credit card.