The application conditions of CCB Credit Card are as follows:

1. To apply for the credit card of China Construction Bank, you must be between 18 and 70 years old, have full capacity for civil conduct, have a stable occupation and income, have a good credit status and have the ability to repay on time.

2. The applicant must work in the local issuing bank of CCB, and have served for six months or accumulated for one year; And the annual income reaches the standard set by the local branch, which can be calculated according to the monthly salary of thirteen months. If the applicant has a certain social status or the annual income reaches 5 times of the per capita annual income in the area under the jurisdiction of the issuing bank and has a good credit standing, a gold card may be issued upon the application of the applicant or with my consent.

It takes CCB 2-3 working days to review the application after receiving it, and 3 working days to make the card after it is approved, and then it will be mailed to the card receiving address filled in by the applicant by registered mail, which usually takes two weeks to mail. Generally speaking, it takes about one month to apply for a credit card, because credit card review is the most time-consuming link. The specific audit steps of CCB are: the applicant submits the credit card audit materials, enters the bank credit investigation stage, and then conducts telephone credit investigation. After the approval, the bank will issue a credit card.

For more information about the credit card application conditions of China Construction Bank, please visit: See More.

What are the requirements for handling CCB credit cards?

Requirements for handling China Construction Bank's credit card: Customers who have opened an account in CCB's deposit account for 6 months or more, deposited 50,000 yuan or more in the last 3 months and 654.38+10,000 yuan or more can apply for a gold card. Customers with an average monthly salary of more than 4,000 yuan can apply for a gold card. If the amount of wages paid by the applicant in our bank is lower than the prescribed standard, the issuing bank shall also require the applicant to provide proof of income or proof of wages paid in other banks to confirm that the applicant meets the income conditions required for issuing cards. The house purchased by the applicant is a local commercial house, the purchase time should be within 15 years, and the purchase area should be more than 80 square meters. Among them, applicants whose purchase area is more than 120 square meters can apply for a gold card.

CCB is the abbreviation of China Construction Bank, and China Construction Bank, formerly known as China People's Construction Bank, is a large state-owned bank managed by the central government. According to the requirements of the national investment and financing system reform, China Construction Bank handed over its financial functions and policy capital construction loan business to the Ministry of Finance and China Development Bank respectively, realizing the transformation from its functions to the modern commercial bank model. At the same time, after years of reform and development, China Construction Bank has the strength to participate in domestic and international market competition. Like other banks, China Construction Bank has diversified business, including credit loans, residents' savings deposits, foreign exchange business and credit card business.

Credit card includes broad and narrow definitions. Broadly speaking, any special card that can provide credit proof for the cardholder and enable the cardholder to use the card for shopping, spending or enjoying specific services can be called a credit card. Credit cards in a broad sense include credit cards, quasi-credit cards, debit cards, savings cards, ATM cards, checking cards and credit cards. Credit cards in a narrow sense are divided into credit cards and quasi-credit cards. Under normal circumstances, credit cards mainly refer to "debit cards", that is, credit cards that deposit first and then consume, allowing small and goodwill overdrafts. It is also a credit certificate issued by commercial banks or credit card companies to eligible consumers.

What are the application conditions of CCB credit card?

CCB's credit card application conditions are: natural persons with full civil capacity, 18 years old and under 70 years old, with stable occupation and income, good credit status and the ability to repay the principal and interest on schedule can apply for personal card master card of Longka Credit Card.

If the customer is a local household registration applicant, it is required to provide: 1, a copy of the ID card; 2. Proof of income (such as copy of personal income tax withholding certificate or tax payment certificate, copy of provident fund payment record or payment list) or personal assets (such as copy of local real estate ownership certificate, car purchase/use invoice, copy of People's Republic of China (PRC) (PRC) motor vehicle driver's license, savings passbook or deposit certificate, etc.). ) or professional and technical certificates (such as copies of professional qualification certificates assessed or recognized by national authorities, including certified public accountants, certified auditors, lawyers' licenses, etc.). ).

If the customer is a non-local household registration applicant, in addition to the above materials, it should also provide a certificate of stability (such as a local property certificate, a copy of the social comprehensive insurance statement (more than 6 months), and a certificate of education. ).

(In case of business changes, please refer to the actual situation. )

What are the requirements for China Construction Bank to apply for a credit card?

Construction Bank credit card application conditions:

1. At least 18 years old but not more than 70 years old;

2. Have full capacity for civil conduct;

Three, have a stable job and income or issuing bank for more than half a year;

4. Good credit status and strong willingness to repay.

In addition, if you have a certain social status or your annual income is five times that of the issuing bank, you can issue a gold card with the consent of the applicant. Foreigners living in China and compatriots from Hong Kong, Macao and Taiwan can also apply as long as they have stable jobs.

China Construction Bank Longka Credit Card is a credit card brand with 90 million customers. It adheres to the customer-centric concept and provides customers with professional financial services and convenient payment experience. More than 100 kinds of credit card products, such as dragon card, global hot purchase card and Tencent game card, meet the consumer demand of customers' domestic and foreign transactions, family care and installment financing. Special offers such as cash back on Saturday and consumption abroad, as well as various installment products, help customers manage their finances easily and spend wisely.

The credit card of China Construction Bank provides you with cash withdrawal service, and you have to pay a cash withdrawal fee. According to the relevant regulations of the People's Bank of China and the SAFE, the daily cumulative cash withdrawal from each card in China does not exceed 2,000 yuan; Outside the country, the daily withdrawal amount of ordinary cards does not exceed 500 dollars, the gold card does not exceed 1000 dollars, and the monthly withdrawal amount does not exceed 5,000 dollars.

Cash withdrawal includes overdraft cash withdrawal and overpayment cash withdrawal, one is overdraft cash withdrawal and the other is overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by China Construction Bank, which helps you to allocate funds flexibly in case of emergency. The overdraft withdrawal limit is set according to your card usage, and the maximum is not more than 50% of your credit limit. In addition to the withdrawal fee, domestic and foreign overdraft withdrawals must also pay interest and do not enjoy interest-free treatment. Overpayment cash withdrawal means that you withdraw the deposit or overpayment in the card when you repay. Overpayment can automatically increase the available amount of the main card, but does not increase the available amount of the auxiliary card. If it is necessary to increase the available amount of supplementary cards, the main cardholder should call our 24-hour service hotline to apply. If you withdraw the overpaid portion of more than 2000 RMB on the same day, you must go to the branch counter of China Construction Bank. If you need to withdraw the overpaid USD, please call the 24-hour service hotline of China Construction Bank to apply, and CCB will remit the overpaid USD to your USD account opened in CCB by remittance.

This is the end of the introduction of CCB's credit card application standards. What are CCB's credit card application standards? I wonder if you have found the information you need?