Ping An Bank's credit card withdrawal fee rate is 2.5%, starting from 25 yuan, with a withdrawal fee of 2,000 yuan and a handling fee of 50 yuan; The daily interest is calculated from the day of cash withdrawal, and the handling fee will be generated with interest and principal on the next day, with the interest rate of 0.05%. Cash withdrawal interest 1 yuan per day, handling fee interest of 0.025 yuan per day. Pay back as soon as possible after withdrawing cash, because there is interest every day. There is no problem of advance payment, and it is impossible or impossible to repay the loan as soon as possible. The withdrawal amount and handling fee can be seen on the unpaid bill, and the interest is not seen on the bill because it changes every day, and will not be shown until the settlement date. You need your own budget. Because these interests are calculated to the day of your repayment, not to the billing date. So the sooner you repay, the more money you will save. Never withdraw cash by bill. If you have to wait for the bill, there will be a time difference between the date of the bill and the time when you actually receive the bill. Repayment according to the figures shown on the bill will reduce the interest generated during the time difference and lead to long-term interest.