More and more people hold credit cards now, and many people use credit cards as the main method of payment in their daily lives. However, it is inevitable that credit cards will need to be canceled for various reasons. So if the Bank of Communications credit card is canceled, can it be restored? Let’s introduce it in detail below. Can the Bank of Communications credit card be restored after being canceled? 1. If the credit card is canceled due to illegal use of the credit card by the credit card holder, the cancellation is irreversible. In serious cases, the credit card will be blacklisted by Bank of Communications, which will affect future loan applications or credit card applications from other banks. 2. If the credit card holder actively applies for cancellation, it can be divided into two situations. One is that only the credit card is canceled and the user's information is still retained. In this case, the credit card can be restored; the other is that the credit card is cancelled. When canceling the account, the bank will not retain any information. The above is the introduction about the cancellation of Bank of Communications credit card, I hope it can be helpful. Under normal circumstances, when a credit card holder cancels a credit card, unless otherwise specified, the bank will cancel the card directly instead of canceling the account.