Unscrupulous elements use credit cards to commit crimes, enjoy the holder’s relevant information, and use the phone holder to commit fraud. This kind of thing happens often. Citizen Ms. Zhang experienced phone fraud.
Ms. Zhang received a call from 020_95508. The caller claimed to be a customer service staff from Guangfa Bank Credit Card Center. The "customer service staff" said that the limit of the credit card could be increased and asked for the credit card number, but Ms. Zhang said she couldn't remember it clearly. The customer service staff said it didn't matter. The customer service staff recommended: "You can upgrade to a GF Platinum Card by linking a savings card." . Then she accurately stated Ms. Zhang’s name and other relevant information. At the same time, Ms. Zhang received a text message with a verification code sent to her by 95508. However, Ms. Zhang did not tell GF’s customer service staff about the verification code on her mobile phone. She waited for Ms. Zhang to After hanging up, I received a text message telling me that I had spent 18,000 yuan by swiping my card. Then I checked WeChat and received a message that I had spent 4,900 yuan, totaling 22,900 yuan. At this time, I called the customer service number 95508, but could not get through for a long time. After the call was made, the customer service staff said that I had been cheated and asked Ms. Zhang to report the crime and report the loss of the card.
On the same day, Ms. Zhang went to Wuhan Erqi Police Station to report the case and got back a case receipt. But in retrospect, the scammer was able to accurately name Ms. Zhang when he called and claimed to be the Guangfa Bank Credit Card Center. He also knew her mobile phone verification code. After obtaining Ms. Zhang’s accurate information, he pretended to be a staff member of Guangfa Bank and deliberately tried to target her. Carrying out fraud. In addition, Ms. Zhang has not applied for a debit card at Guangfa Bank. Why does she have Guangfa’s virtual account under her name? Guangfa Bank only froze the so-called credit card, but did not freeze all the accounts under Ms. Zhang’s name, resulting in the withdrawal of cash from the credit card. 18,000 yuan was spent by scammers.
Xiaocai Tips:
Holders must keep personal information well and do not enter personal information casually to avoid leakage. Do not click on phishing websites and unknown links at will, improve your personal security awareness, and beware of being deceived. When receiving a phone call from a bank, be sure to confirm whether it is from the bank and do not complain to the bank at will to avoid being deceived.
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