Many people now apply for credit cards, and we can also apply for an additional card for family members. Of course, there is a difference between the principal card and the supplementary card, so do you know the difference between the principal credit card and the supplementary card?
The difference between the principal credit card and the supplementary card?
1 Application ages are different: The application age for the main credit card needs to be over 18 years old. Supplementary cards are generally applied by parents for their children, but the children must be over 14 years old.
2 Different limits: The limit of the supplementary card is not independent. The limit of the supplementary card can be limited by the main cardholder, and the limit is only a certain proportion of the main card's limit.
3. The annual fees are different: both the main card and the supplementary card will incur annual fees, and the annual fee for the supplementary card is cheaper than that of the main card.
4 Different permissions: The ownership of the supplementary card belongs to the main card, and the main card can perform any operation, freeze, or cancel the account on the supplementary card.
The above is the difference between the main credit card and the supplementary card. I hope it will be helpful to everyone.