Overdraft consumption and for credit cards, credit cards are also called debit cards. Some banks will handle credit cards according to the personal needs of some users, but this kind of credit card is based on the personal credit information of users. Not everyone can apply for a credit card, but credit cards involve some aspects that need to be evaluated, especially the issue of credit reporting. Therefore, in recent years, people have paid more and more attention to the issue of credit investigation. The popular understanding is that a credit card is a card that can be overdrawn at a specific bank.
Don't need this card. If you want to buy something, you can use this card if you don't have enough money, and then you need to pay it back in time next month. This card is a non-cash transaction, and you need to pay back the money when the repayment date comes. But for people, if there is no particularly great demand, there is no need to apply for a credit card.
Economic burden because credit card is an excessive consumption and overdraft consumption for people, and this consumption situation is not good. Often some people will spend a lot of money because they want to buy something they particularly like, such as some luxury goods or entertainment, but when they have no money, they will use credit cards to overdraw their consumption. This behavior is very bad and incorrect. When you are unable to realize what you want to buy, you choose to spend in advance, which will bring a certain burden to your future economy. And this kind of advanced consumption will not be changed for a while. Some people will use more and more money in their credit cards, and at the same time, more and more money.