As for the credit card of China Merchants Bank, there are many advantages, which are mainly summarized as follows:
1. If there is no deposit overdraft consumption, you can enjoy an interest-free period of 20-56 days to repay the loan on time, without charging any fees (most banks will charge 0.05% interest on the day of cash withdrawal, and there will be a 2% handling fee, and ICBC will waive the handling fee and only charge interest);
Second, swiping a card when shopping is not only safe and convenient, but also a bonus gift;
3. Special merchants who hold cards in banks can enjoy preferential treatment;
Fourth, accumulate personal credit and add credit records to cardholders' credit files, so that cardholders can benefit for life;
Five, access to the national barrier-free, in the ATM and POS machines with UnionPay logo can withdraw money or credit card consumption.
Sixth, credit card consumption, some credit cards get existing points, and various discounts and lottery activities throughout the year make you always have surprises as long as you use the card. (Most credit card online payment has no points, but online payment is very convenient and fast);
7. Mail the statement free of charge every month, so that you can grasp every consumer expenditure transparently; (Now advocating environmental protection, you can cancel the paper statement and change it into an electronic statement. )
Eight, the unique supplementary card function, suitable for husband and wife to manage money together, or to master the financial expenses of their children;
Nine, one card and two currencies are freely chosen all over the world, and consumption abroad can repay in RMB;
10.400 telephone or 5-digit short number with prefix 9 provides 24-hour service, and loss reporting takes effect immediately, with zero card loss risk;