Borrowing cash in advance will generate corresponding handling fees and interest. Handling fee: The handling fee is calculated according to 65,438+0% of each cash advance in domestic RMB, with a minimum charge of 65,438+00 yuan for each cash advance abroad (including Hong Kong, Macao and Taiwan) and a minimum charge of 30 yuan or US$ 3 for each cash advance. Interest: advance cash transactions do not enjoy interest-free repayment. From the trading day, interest will be charged at the daily rate of 0.5 ‰ until the settlement date, and the interest will be compounded monthly.
The cash advance limit is set according to your card usage, which is included in the credit limit of the credit card. Under normal circumstances, the cumulative withdrawal amount does not exceed 50% of your credit limit. For details, please call the credit card 24-hour customer service hotline. In addition, according to the relevant regulations of the People's Bank of China, the daily limit for withdrawing cash from our credit cards (except those with special provisions, such as most financial and commercial cards) through UnionPay line is RMB 2,000 or equivalent in foreign currency. The daily cash withdrawal amount of each household through non-UnionPay lines abroad shall not exceed the equivalent of 1 ,000 USD, within 1 month, the equivalent of 1 ,000 USD, and within 6 months.
If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.