After the credit card application is processed, it is approved and issued. The first thing to do after getting the card is to activate the credit card, and then you can use it normally. So how to activate CCB credit card?
How to activate the CCB credit card can be selected in the following ways:
1. Log in to personal online banking, and go through "Credit card-I want to apply for a card-credit card activation";
2. Log in to mobile banking and click "Credit Card-Credit Card Management-Credit Card Activation";
3. Customer service hotline: Call the customer service hotline 95533 with the reserved bank mobile phone number, and select the "Credit Card Business-Card Opening and Password Service" menu according to the prompts.
After reading the above, do you know how to activate the CCB credit card? If you have an activated CCB credit card, act quickly. In the credit card column, just click.
Convenient entrance
You can quickly apply for the CCB credit card!
How to use CCB ETC credit card? Introduction of ETC credit card processing flow of CCB
The owner of the expressway must know that the toll station has a special ETC express lane, and you don't need to pay for parking, so you can pass the toll station in seconds. If you want to enjoy this benefit, introduce Zhang Jianxing ETC credit card. So, how to use CCB ETC credit card? Never use must understand.
Handling and using process of CCB ETC credit card:
1. Bring my valid ID card and vehicle driving license to any branch of CCB;
2. After receiving the credit card, go to the designated place to collect ETC vehicle-mounted equipment (OBU);
3. Insert CCB ETC credit card into the installed card slot (OBU) and directly deduct the fee after passing through the expressway;
4. According to the credit card bill, the cardholder needs to repay in full on each repayment date, so as not to affect personal credit beyond the time limit.
In addition, CCB ETC credit card can also be used for daily overdraft, cash withdrawal, installment and loan. Cardholders can enjoy the dual services and rights of ordinary credit card ETC credit card, which is very suitable for car owners.
What are the rules for the use of CCB credit cards?
Because there are many rules for the use of credit cards, here are a few for the landlord's reference. For details, you can go to his credit card homepage to read the next user guide, which will be more detailed.
First, pay back the money on time.
Every credit card has a billing date, and CCB is the due repayment date 20 days after the billing date. As long as the landlord returns the "all payable amount" shown on the bill before the due repayment date, the credit card can enjoy interest-free treatment. For example, suppose the landlord's billing date is the 2nd day of each month, then the due repayment date is the 22nd day of each month, and the billing settlement is 1/2, that is, the landlord's credit card swiping, cash withdrawal, expenses and interest during the period of 12/3- 1/2 are summarized into one bill, which is at 1/22.
Second, bring less cash.
Credit cards can be overdrawn for cash withdrawal, but there is no interest-free period. 0.05% of the cash amount will be charged every day from the date when the landlord withdraws the cash until the landlord repays it. There is also a cash withdrawal fee. The rate is 0.5% of the cash withdrawal amount, with a minimum of 2 yuan. For example, the landlord 1/3 takes 2000 yuan in cash and returns it to110, and the resulting interest = 20000.05% 8 (1/3-65438). So in just 8 days, the interest and handling fee add up to 18, which is quite high. Therefore, it is suggested that the landlord should not use a credit card to withdraw cash as a last resort. If he has it, he will return it as soon as possible.
Third, pay attention to the annual fee.
Every credit card has an annual fee, but most CCB cards can be exempted from the annual fee if they are swiped to a certain amount (unlimited amount). His family's Puka and Gold Card can be exempted for three times a year, and Platinum Card 10. For example, the annual fee for a car card is 200 yuan, but the service of this card is good, the car wash is preferential, the road rescue is free, and the oil change is free. The annual fee is also worthwhile. For the landlord, how to collect this card, you can call customer service to ask.
Fourth, you can't borrow.
The credit card is your own, and you must never lend it out. If something goes wrong after lending, the landlord will take full responsibility, and the bank will only look for you, not others. Also, there are many cards used online now. At this time, you must be careful not to tell others your card information, such as the expiration date and the security code on the back of the card. It is also possible that criminals stole this card. Of course, the landlord should not be too nervous, just keep your own information.
Fifth, participate in activities.
There are quite a lot of banking activities now, for example, for an event at Christmas, the department store spends 20 13 yuan refunds 100, which is very affordable. Therefore, the landlord can pay more attention to the announcement of activities on his home network, and the income is accumulated bit by bit. There are also points. Credit cards generally have points (some special ones, such as wholesale and shared business, don't have them, but they are introduced on his website, so the landlord can have a look). Points can be exchanged for gifts. I changed the phone bill a while ago, which is good.
If the landlord has other questions, you can ask.
How to activate CCB credit card?
There are several ways to activate CCB credit card through mobile phone:
1. Find the application of China Construction Bank on the mobile phone, and click to open the mobile banking of China Construction Bank.
2. Click the following credit card option in the open interface, and then click the activate card option.
3. Enter the credit card information, and then click OK below.
4. After that, you can successfully activate the CCB bank card, then set the payment password, and click OK below.
By activating the bank card through the mobile phone, you can log in to the mobile banking, online banking or call the customer service hotline for manual service (enter or ID number, and activate the bank card according to the prompt after authentication).
Take China Construction Bank's mobile phone activation bank card as an example, log in to China Construction Bank's card official website, enter the "Activation and Password Management" menu, and click Activate.
It is worth noting that if the savings card of China Merchants Bank is handled by others or companies for you, you need to activate it at any outlet of China Merchants Bank with your ID card and bank card, and mobile banking cannot be activated.
1. Bring your bank card and ID card to the bank counter, and go through the bank card activation formalities with the help of the staff.
2. Call the bank customer service number 95566 and enter the ID number according to the telephone prompt to activate the China bank card, otherwise the system may not be able to confirm the card information.
3. Call the bank customer service and select "Card Activation" under self-service voice or manual service.
4. Enter the ID number or manually check the cardholder information, and the information must be correct.
Precautions:
1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately.
2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks.
It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose your bank card and password at will.
4. When spending by credit card, don't let the bank card leave sight. Pay attention to the number of times the cashier swipes the card. When you get the shopping list and card, check whether the amount on the shopping list is correct and whether it is my card.
5. Open SMS service, keep abreast of account changes, and call the bank to report the loss once abnormal transactions are found.
6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.
How to use CCB Credit Card WeChat Bank? What are the functions?
CCB WeChat can query and operate credit card repayment, discount, bill, installment, loan and other details. As long as you pay attention to the official account of CCB WeChat, you can manage credit cards more conveniently. With the development of CCB's credit card business, the function of WeChat is gradually improving.
How to pay attention to and bind
1. How to pay attention: log in to the WeChat client, select "Add Friends"-"Official WeChat Account" and enter keywords such as "China Construction Bank" to search for the official WeChat account of China Construction Bank (micro-signal CCB_elutong) certified by WeChat, click "Follow", or pay attention by scanning the QR code and sharing business cards.
2. How to bind: A user with a current savings account or credit card of CCB sends the keyword "bind" to the official account of CCB WeChat, or clicks the menu of "account inquiry" and "account inquiry/repayment" to verify the current savings account information or credit card customer identity, so that the micro signal can be bound to the savings account of CCB under his name or all CCB credit cards.
Credit card function of CCB
1. Line inquiry: Users who have paid attention to the official account of CCB WeChat and bound CCB credit cards can click Credit Card-Line Inquiry in the WeChat menu, or enter information such as "Line" through the dialogue mode to obtain information such as the available line, credit card line and current balance of the preferred credit card account;
2. Bill Inquiry: Click Credit Card-Bill Inquiry/Repayment in the WeChat menu, or enter information such as bill inquiry through dialogue mode to obtain the bill information of the first-phase currencies of the preferred credit card account;
3. Bill Details Inquiry: Click "Credit Card"-"Bill Inquiry/Repayment" in the WeChat menu, and reply to the serial number to inquire about the bill details, so that you can inquire about the six-period bill details of any credit card under your name;
4. Points Inquiry: Click Credit Card-More Services-Points Inquiry in the WeChat menu or enter the points inquiry through dialogue mode to obtain the points information of the preferred credit card account.
5. Credit card repayment: Users who have paid attention to the official account of CCB WeChat and bound the CCB credit card, click the credit card in the WeChat menu, or enter "Credit Card Repayment" through dialogue mode and make repayment according to the prompts.
6. Credit card installment: Users who have paid attention to the official account of CCB WeChat and bound the CCB credit card, click Credit Card-bill installment in the WeChat menu or enter the bill installment through dialogue mode, and handle the credit card bill installment according to the prompts.
7. Consumer Reminder: For users who have paid attention to the official account of CCB WeChat and bound their credit cards, the bank will send your consumer WeChat notice to your bound WeChat as long as your bound credit card consumes or spends more than RMB 500 yuan (including RMB consumption, cash withdrawal, pre-authorization, installment payment, etc.). ).
This is the end of the introduction on how to use CCB credit card and how to run CCB credit card. I wonder if you have found the information you need?