When using a credit card to return goods, you can contact the merchant to operate a credit card refund (money can be directly returned to the credit card). The settling-in time depends on the merchant's return operation mode, and the general time limit is about 2-3 days (the monthly repayment is still subject to the actual account situation).

Credit card refund details can be queried in the following ways (the refund details are negative amounts): 1. For online banking inquiry, log in to Online Banking Popular Edition/Professional Edition, and click Account Management-Bill Inquiry or Bill Inquiry. Please click: log in to online banking. 2. Self-service voice inquiry: Call the credit card customer service hotline to verify your identity, press 1, and then press 5 to enter the "Details of Bills and Transactions in the Last Year". Or press 1 and then press 3 to enter "Unbilled".

You can consult any credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center.