Take Ping An Credit Card as an example. If the customer breaches the contract in the process of using the card, that is, the customer fails to fully repay the minimum repayment amount of the current bill on the due repayment date, the customer will be charged liquidated damages.

The fees for liquidated damages are as follows:

1. If the unpaid overdraft principal does not exceed RMB 20 or USD 3, a penalty will be charged according to the unpaid overdraft principal;

2. If the unpaid overdraft principal exceeds 20 yuan or 3 dollars, a penalty of 5% of the unpaid part of the minimum repayment amount will be charged, with a minimum of 20 yuan or 3 dollars.

Reply time: August 2, 20201. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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