If you have an overdue loan, you definitely can’t apply for a credit card!!!
Generally, three overdue payments are considered normal. In this case, you can apply for a credit card but the limit is very small. , loans are available, but the interest rates are high.
If you have six overdue repayment records (you will not be able to apply for a credit card or get a loan)
If you fail to repay even once, you will enter the People's Bank of China's personal credit system. List!!!
Being on the blacklist will definitely have an impact on applying for credit cards and loans! (Nationally connected)
After entering the blacklist, it will take five years to be removed
p>If there is an overdue balance, don’t play with fire and quickly find a way to pay off the debt!
Personal credit inquiry: You can bring your ID card to the local People’s Bank of China credit department for processing. Query (free)
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