1 188 yuan. According to Cai Xi's survey. Com, the annual fee standard of China Everbright Bank's credit card platinum card is 1 188 yuan. The annual fee of platinum card is rigid and cannot be reduced or exempted according to the number of swipes. In the first year, users can deduct the annual fee with 500 yuan and 6,543,800+points, and in the second year, users can deduct the annual fee with 200,000 points.