You can go to the business hall to apply with your ID card.

The following basic conditions must be met:

1. Aged between 18 and 65 years old;

2. Have a stable career and income;

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3. Have good credit and the ability to pay interest on time;

4. Natural persons with full capacity for civil conduct (robots, vegetative persons, minors, mentally ill persons to a certain extent) Can't).

Please fill in the application form carefully.

Do you have a fixed telephone number in this city (having a fixed telephone number in this city means that your place of residence is stable and will increase the bank’s credit evaluation score);

2. Whether Married (the score of married is higher than that of unmarried);

3. Whether it is a registered permanent residence in this city (the score of registered permanent residence in this city is higher than that of registered permanent residence in other places);

4. Whether it is Housing (owning a house has a higher score than not having a house, and living by yourself has a higher score than living with parents);

5. Educational level (the higher the education level, the higher the score);

6. Nature of the work unit (the more stable and well-known the work unit is, the higher the score. For example, government institutions, large state-owned enterprises, and Fortune 500 companies all have higher scores, while unknown private companies and small foreign companies have lower scores) ;

7. Position status (the higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees).