1. Credit card transfer transaction, telephone/online banking cash advance transaction, RMB online payment transaction and withholding transaction (excluding insurance premium withholding business)
2. Credit card annual fee, interest, cash payment of points and various expenses (such as cash withdrawal transaction fee, late payment fee, etc.). )
3. Use industrial bank starry night _ constellation credit card, business card (UnionPay brand) and QQ.
Cash advance (including overpayment withdrawal) transactions of VIP credit card, Xingyetong credit card, Taobao co-branded credit card, Jixiang Airlines co-branded card, Guangzhou Mobile co-branded card (IC) and debit-credit card.
4. Overpayment transactions of standard Platinum Credit Card and UnionPay Zunshang Platinum Credit Card are not included in the points.
5. IC credit card electronic cash account deposit transaction and electronic cash consumption points.
6. Account signing consumption of specific types of merchants, including but not limited to real estate, automobile sales, wholesale transactions, telecom and TV payment, pawn auction, public utilities, hospitals, junior high schools, universities, colleges, specialized schools, charity and social services, non-profit undertakings, fines, bail and bonds, tax payment, government services, embassy and consulate fees, government loans, etc. And the specific merchant categories listed in the following table.
If you have any other questions, I suggest you call the customer service staff of Industrial Bank, hoping to help you.