Don't worry, the interest on the late payment fee is not too high, and there is still an interest-free period for a certain period of time, as follows:

1 0 interest-free repayment.

If the cardholder's non-cash transaction repays all the money within the interest-free repayment period, there is no need to pay interest on the non-cash transaction.

2. Five ten thousandths of interest (during the non-interest-free period)

Otherwise, the overdraft interest shall be paid from the bookkeeping date to the repayment date, and the overdraft interest shall be charged at the daily interest rate of 0.5 ‰, with compound interest on a monthly basis.