The Agricultural Bank of China credit card can be bound to the Agricultural Bank of China debit card for automatic repayment
The Agricultural Bank of China credit card supports automatic repayment associated with the Agricultural Bank of China debit card or quasi-credit card account , credit card accounts are debited from your debit card or quasi-credit card account on a monthly basis.
Processing channels: Agricultural Bank of China online banking, branch counters, credit card customer service hotline
Fees: No handling fee
Warm reminder:
The name and ID number of the associated debit card or quasi-credit card account must be consistent with the name and ID number of the credit card holder.
Automatic repayment must be applied for by the main credit card holder, and supplementary card holders cannot apply.
For automatic repayment, you can choose full repayment or minimum repayment amount.
The automatic repayment deduction time is from 17:00 on the monthly payment due date. Please ensure that the debit card or quasi-credit card account has sufficient current balance before the deduction is successful in our bank. deposit.
Expand knowledge: There are 790 million credit and debit cards in my country, an increase of 1.54% compared with the end of 2020. Among national banks, Postal Savings Bank and Hua Xia Bank increased their card volume by more than 5% compared with the beginning of the year; China Merchants Bank became the first bank to have more than 100 million cards in circulation; Agricultural Bank of China issued tens of millions of new cards in the first half of the year, which is the same as for the whole of 2020. The level is equivalent; the number of new card issuances of Industrial and Commercial Bank of China, Postal Savings Bank of China, China Merchants Bank, Shanghai Pudong Development Bank, Hua Xia Bank, and Bohai Bank also increased year-on-year. Products and channels are key factors in acquiring customers. In terms of products, the ones worthy of attention in the first half of the year include digital credit cards, student cards, inclusive financial cards and regional specialty cards. Many regional banks have issued unbounded cards. For example, Lanzhou Bank has issued more than 100,000 unbounded cards as of the end of July; China Merchants Bank and Shanghai Pudong Development Bank have respectively launched FIRST graduate credit cards and youth credit cards for college graduates to improve their products for young customers. Layout; many rural commercial banks issue rural revitalization cards to practice inclusive finance and serve the needs of the people; cultural tourism cards and local merchant co-branded cards are relatively popular products with regional characteristics, such as Changsha Bank Mango TV co-branded cards.
In terms of channels, banks balance online and offline investment resources and strategies according to their own conditions. With the application of technologies such as automated approval decision-making, online channels have become “standard”. In the first half of 2021, the proportion of Bank of Communications credit card customers acquired online reached 51.48, and the number of new online credit card accounts of Bank of Beijing increased by 110% year-on-year. While online channels bring traffic, they also test the bank's technology, risk control, bargaining and other capabilities. For banks that are in the early stages of business development and have limited resources and technical conditions, while laying out online channels, they must adopt a comprehensive approach. The linked offline model can mobilize the marketing enthusiasm of front-line personnel and achieve breakthrough business growth in the short term. Regional banks can make full use of the advantages of offline outlets and vigorously promote specialty card products, such as some rural commercial banks issued in counties. The number of credit cards accounts for more than 70% of the total card volume. In terms of the proportion of credit cards in retail credit business, among national banks, Agricultural Bank of China and China CITIC Bank have improved this indicator compared with the beginning of the year. The proportion of credit cards in most banks has declined within 0.5 percentage points. Remember to use credit cards rationally!