Everbright Bank stopped using the shared account because of the serious overdue and cash-out behavior of users, which means that Everbright Bank has blocked all credit cards under this user name. Once the shared account is deactivated, all credit cards under its name cannot be used, because all credit cards of China Everbright Bank share a line.

China Everbright Bank was established in August, 1992, with total assets of 6.3 trillion yuan in 2022. It is a national joint-stock commercial bank approved by the State Council and the People's Bank of China, headquartered in Beijing.