Huishang Bank credit card can provide cardholders with a variety of installment services, but in summary it can be divided into two types: consumption installment and cash installment. Among them, cash installment allows cardholders to transfer the amount within the available limit to their savings card, and then repay the credit card in installments. There is less interest than direct cash withdrawal with a credit card, but installment fees are also charged. So, how much is the Huishang Bank credit card cash installment fee? Let me do the math below. Before getting into the topic, let’s first check whether you meet the conditions for Huishang Bank’s credit card cash installment. According to information, Huishang Bank's credit card cash installment conditions are relatively loose. As long as you are the main cardholder and the credit card has an available limit, you can apply for cash installment through customer service phone, mobile banking, WeChat and other channels.

How much is the Huishang Bank credit card cash installment fee? Huishang Bank's credit card cash installment fee depends on the number of installments. Different number of installments correspond to different handling fees, and the handling fee can only be collected by installments, and one-time payment cannot be selected. It can be divided into 8 types such as 1/3/6/12/18/24/30/36. The installment handling fees corresponding to each period are as follows: 1 handling fee per month; 3 handling fees per month; 6 handling fees Month; 9 handling fee months; 12 handling fee months; 18 handling fee months; 24 handling fee months; 30 handling fee months; 36 handling fee months.

How is the Huishang Bank credit card cash installment fee calculated? Calculation formula: handling fee per installment = total cash installment amount × cash installment handling rate. For example, if you apply for a cash installment of 100 million yuan, divided into 12 installments, the handling fee for each installment is 75 yuan, and the total handling fee is 900. Yuan. The above is the relevant introduction to "How much is the Huishang Bank credit card cash installment fee? How to calculate it?" In short, the Huishang Bank credit card cash installment fee is mainly determined by the number of installments.