First of all, the credit card is directly linked to the credit of the cardholder. If they refuse to pay maliciously, it will lead to the cardholder's personal credit and the loan for buying a house and a car will be affected. So generally speaking, credit cards will not be easily refused.

From our own point of view, we need our merchants to improve the quality of goods, pay attention to quality, be honest merchants, and let customers be satisfied with the goods they receive, so the possibility of natural refusal is less.

As far as the collection company is concerned, the collection company has its own risk control system, including the risk control of the acquiring bank. Through their risk control system, some customers such as illegal customers and dishonest customers will be filtered out first. Secondly, customers will complain first when they refuse to pay. Through effective communication between buyers and sellers, reaching an agreement can also dispel the idea of customers refusing to pay. In addition, if the customer refuses to pay in bad faith, it is necessary to collect the company's assistance to help the merchants apply to the issuing bank for arbitration. At the same time, the refusal can be revoked. You can call me if you need money. Focus on cross-border collection for more than seven years.