What is the credit limit for ICBC’s 5-star customers? The ICBC Gold Credit Card limit ranges from RMB 10,000 to RMB 50,000. The specific limit mainly depends on the applicant's qualifications and card application conditions. After all, although ICBC credit card approval depends on the star rating, the star rating does not play a particularly big role. It can be regarded as a threshold for applying for a gold card. If you reach this threshold, you can apply for a gold card, but it is not guaranteed. card and limit. After all, when banks approve credit cards and credit extensions, they will make a comprehensive assessment based on the information provided by the applicant, combined with their repayment ability and financial assets, etc. The higher the score, the easier it is to apply for a card, and the higher the credit limit will be. In addition, application channels will also have a certain impact on credit card approval and credit extension. Because online application cannot effectively provide corresponding proof of repayment ability, if you want to apply for a large credit card, it is recommended to apply at an over-the-counter branch and submit to the bank documents that can prove your financial level, such as housing, cars, deposits, and investment market value certificates. , will help to issue credit cards with higher limits. Of course, if you have more savings or financial management in ICBC, it will be the icing on the cake. It should be noted that the limit applied for the first time is not a lifetime limit, so you don’t have to worry too much even if the credit limit is too low. As long as you maintain good consumption and repayment records during the card use, you can withdraw money after holding the card for 6 months. Uh-huh. All in all, the credit card limit for ICBC's 5-star customers does not just depend on the star rating, but ultimately depends on the user's credit conditions.