For example:
Rmb account 10000 yuan, euro account 1000 euros (converted to RMB 8583 yuan), although RMB & The amount of euro account is shared, but cardholders can only spend 8583 yuan at most if they spend euros.
Reasons for separate withdrawals by dual-currency credit cards
The cardholder spent foreign currency. The cardholder may have spent foreign currency in the near future or during the use of the card, and the bank thinks that the cardholder has foreign currency demand, so it only increases the foreign currency limit;
Credit card RMB and foreign currency quotas are flat. In the above case, the cardholder converted the euro account quota into RMB before the amount adjustment, which is quite different from the RMB account. Therefore, the bank adjusts the foreign currency quota to balance the dual currency quota.