Yes, if your credit card is overdue 7 times within 5 years and you have a provident fund loan, you can still hope to get a loan.

Details:

1. Understand personal circumstances: Lending institutions will consider many factors when approving loans, including credit history, income status and purpose of borrowing. In addition to your overdue record, you also need to know your other credit performance, such as whether you have other loans or credit card repayment records.

2. Borrowing purpose and amount: If your loan purpose is reasonable and sustainable, such as buying a house or starting a business, and the loan amount is reasonable, then it is still possible for the lending institution to consider approving you loan application.

3. Income status and stability: Lenders will pay attention to your income status and stability to ensure that you have the ability to repay the loan on time. If your income is stable and you have enough credit to cover your repayments, your application success rate will be higher.

Summary: Despite your overdue record, if your credit performance is generally good, you have a stable source of income, and a reasonable borrowing purpose and amount, you still have a chance to get a loan.

Extended information: Understand the requirements and policies of different lending institutions, and you can choose to cooperate with financial institutions with relatively loose overdue records. In addition, it is very important to maintain a good credit record and pay debts on time to avoid overdue debts.