In addition to the Postal Savings Bank, ETC promotion activities of several banks also ended at the end of February 2065438+2009. In 2020, only a few banks will carry out ETC preferential activities. For example, from June 65438+1 October1to March 3 1 in 2020, Shanghai Rural Commercial Bank will offer 50% discount to users who use the UnionPay personal credit card and bind of Shanghai Rural Commercial Bank and successfully conduct high-speed charging transactions.
1. The Bank insists on serving the real economy, actively implements the national strategy, supports the construction of China's modern economic system, and realizes its own sustainable development. Adhere to customer-centric, build an online and offline integrated financial service system, and provide customers with high-quality, convenient and efficient comprehensive financial services. Adhere to the risk orientation, constantly improve the "all-round, all-field, all-staff" comprehensive risk management system, and maintain the asset quality at an excellent level. Adhere to the mission of "inclusive urban and rural areas, so that financial services have no distance" and provide inclusive finance services; Adapt to the trend of residents' wealth growth and consumption upgrading, and develop wealth finance; Support the transformation and upgrading of industrial structure and develop industrial finance; Implement major arrangements for peak carbon dioxide emissions, carbon neutrality and the development of green finance. Empower high-quality development with financial technology and build a digital eco-bank that serves rural revitalization and new urbanization.
After 14 years' efforts, our market position and influence are increasingly prominent. Fitch and Moody's respectively gave the bank A+ and A 1 ratings consistent with China's sovereignty, and S &；; P Global gave the bank an A rating, S&; P Credit rating is given to the bank AAspc rating, and China Chengxin International gives the bank AAA rating, all of which have stable prospects. In 20021year, the Bank's Tier 1 capital ranked 15 in the "Top Global Banks 1000" published by The Banker.
3. Facing the strategic opportunity period of China's economic and social development, the Bank will base itself on the new stage of development, implement the new development concept, serve the new pattern of development, comprehensively deepen reform and innovation, and strive to become a first-class large-scale retail bank with customers' trust, distinctive features, stability and security, innovation-driven and excellent value.
4. Overview of corporate governance. Adhering to the concept of modern commercial bank governance, we will optimize and improve the corporate governance structure, improve the corporate governance mechanism, continuously improve the standardization and effectiveness of corporate governance, and further enhance the level of corporate governance. Successfully introduced 10 domestic and foreign strategic investors in 20 15, optimized the shareholding structure, and laid a solid foundation for the continuous improvement of corporate governance; The Articles of Association, the rules of procedure of the shareholders' meeting and the rules of procedure of the board of directors were revised, the secretary system of the board of directors, the management measures for information reports of senior managers and the working rules for independent directors were formulated, and a scientific and perfect corporate governance system was established. 20 16 increase the social responsibility Committee and optimize the composition of special committees under the board of directors. In 20 18, the Social Responsibility Committee was renamed the Committee on Social Responsibility and Consumer Rights Protection, which enriched and improved the relevant responsibilities of the Committee on Social Responsibility and Consumer Rights Protection in consumer rights protection, and further played the role of special committees of the Board of Directors in supporting the decision-making of the Board of Directors. Evaluate the performance of the board of directors, senior management and their members; Strengthen the construction of information disclosure mechanism, strengthen comprehensive risk management, strengthen internal control and compliance management, and promote the standardized operation of corporate governance mechanism.