Will academic qualifications be verified when applying for a credit card? Banks do not have clear requirements for the academic qualifications of credit card applicants. Many people with no academic qualifications or low academic qualifications are worried that they will not be able to pass when they want to apply for a credit card. , in fact, the approval rate for such people to apply for credit cards is indeed relatively low. Will the credit card bank check the applicant's academic information? Major banks do not have a fixed threshold for the academic qualifications of card applicants, and it is not absolute that credit card applications with low academic qualifications will be rejected. Generally speaking, as long as you can provide proof of employment, work income, and other financial resources, your credit report will be fine, and successfully applying for a credit card will not be a problem. But if you have low academic qualifications, a bad job, and unstable income, it will affect your credit card application. Of course, you cannot falsify your academic qualifications in the application materials you fill out. The bank will verify your academic qualifications online through Xuexin.com. If you falsify, it will be counterproductive. The level of academic qualifications does not affect the credit card review, but the higher your academic qualifications, the higher the limit that the bank may approve. Warm reminder: The online card application channel is quite special. Applicants submit card application information online through the bank's official website or mobile banking, and the information is directly entered into the bank's credit card center for preliminary review by the system. Online applications have higher requirements for academic qualifications, and applicants with a high school degree or below are likely to be rejected directly. Therefore, card applicants with low academic qualifications can choose offline channels and go to bank branches to communicate with bank staff in detail and provide more sufficient supporting materials. Banks that apply for credit cards will verify academic qualifications, but academic qualifications are only one aspect that banks consider when considering an applicant's qualifications. What is more important is income level, financial status, and personal credit.