1. There are no installments after credit card consumption. If it is not paid in one go, you can only repay the minimum amount. How much are the costs incurred?

Answer: If you compare the minimum monthly repayment and installment payment, of course, installment payment is more cost-effective.

2. If the same money is withdrawn in cash, how much will it cost? Is it the same or which one is more?

Answer: If the same money is used, the minimum repayment after cash withdrawal by credit card and consumption by credit card will accrue the same interest. However, many banks charge fees for credit card withdrawals.